you are the everything

I had to get married to get health insurance bc I followed much needed medical advice, took meds I needed at the time, later was in a car wreck that tore my ACL. I am a woman of child bearing age. I have been denied personal medical insurance 5+ times (why did I even keep applying) because of pre-existing medical conditions. What happens to me if something happens to my Husband?

I need a public option. Now.